10 hours ago
Banking Life Simulator is a financial life-simulation game where you build your wealth from the ground up. Create a character, work jobs, manage checking and savings accounts, build your credit score, apply for credit cards and loans, pay bills, shop for collectible items, and navigate a changing in-game economy.
Smart financial choices can unlock better jobs, stronger credit, exclusive cards, larger loans, valuable collectibles, and eventually Rich Member status. Your progress continues over real time, making every character feel like their own evolving financial journey.
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Smart financial choices can unlock better jobs, stronger credit, exclusive cards, larger loans, valuable collectibles, and eventually Rich Member status. Your progress continues over real time, making every character feel like their own evolving financial journey.
View Features
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Features
CHARACTER SYSTEM
- Create your own character
- Choose a character name
- Choose a gender
- Save up to 5 separate characters
- Load previously created characters
- Character selection shows important financial information
- Each character has their own separate progress
- Separate money, credit, inventory, job, XP, bills, loans, and activity per character
BANKING SYSTEM
- Full banking dashboard
- Checking account
- Savings account
- View account balances
- Transfer money between Checking and Savings
- Transaction history
- Financial activity tracking
- Money balance displayed during gameplay
- Persistent banking data between game sessions
SAVINGS ACCOUNT
- Savings earns interest every 3 real days
- Standard savings interest rate: 3%
- Savings over $500,000 earns 5% interest
- Real-time based interest system
- Savings growth is tracked automatically
CREDIT SCORE SYSTEM
- Credit score range from 300 to 850
- New characters begin around a 500 credit score
- On-time financial behavior can improve credit
- Late payments can lower credit
- Credit utilization can affect credit
- Dedicated Credit Score page
- Credit Score page designed to feel like a real credit score website
- Credit score used for card and loan eligibility
CREDIT CARDS
- Apply for credit cards
- Hold one active credit card at a time
- Card eligibility depends on credit score and account progress
- Credit card balance tracking
- Available credit tracking
- Credit limit tracking
- APR system
- Credit utilization tracking
- Credit card transaction history
- Statements
- Minimum payments
- Due dates
- Late fees
- Interest charges
- Credit card repayment
- Must pay off a card before giving it up
CREDIT CARD OPTIONS
Kredex
- $500 credit limit
- 25% APR
Nexium
- $1,000 credit limit
- 15% APR
- Requires at least a 650 credit score
Sterling Black
- $2,000 credit limit
- 10% APR
- Requires at least a 750 credit score
- Includes a free gift from the shop
BILLS SYSTEM
- Dedicated Bill Management page
- Track active bills
- Track payment status
- Pay bills manually
- Due date tracking
- Bill payment history
- Late payment consequences
- Rich Members can enable Bill AutoPay
RICH MEMBER SYSTEM
- Rich Member status unlocked at $800,000 or more
- Exclusive financial benefits
- Bill AutoPay
- Lower loan APR
- Higher borrowing limits
- Additional high-value player benefits
LOAN SYSTEM
- Apply for loans
- Borrow money
- Loan eligibility based on credit and game progress
- Credit score influences loan terms
- Loan balance tracking
- Loan repayment
- APR system
- Daily fictional loan interest
- Borrowing limits
- Rich Members receive better loan rates
- Rich Members receive higher loan limits
SHOP SYSTEM
- Large fictional shop catalog
- Over 100 purchasable items
- Items have individual prices
- Different item types and designs
- Items can have different rarity levels
- Some items are more valuable than others
- Purchases are added to player inventory
- Shop purchases are tracked
INVENTORY SYSTEM
- Personal inventory
- View owned items
- Store purchased items
- Track item value
- Track rarity
- Sell owned items
- Inventory data is saved per character
MARKET SYSTEM
- Item values can fluctuate over time
- Some items can increase in value
- Some items can decrease in value
- Item rarity can influence value
- Sell items back through the market
- Market selling prices can differ from shop prices
- Some rare items may become profitable over time
JOB SYSTEM
- Large job catalog
- Multiple career choices
- Jobs have requirements
- XP requirements
- Level requirements
- Different jobs provide different income
- Players can work up to twice per real day
- Must stay with a job for 3 real days before switching
- Job progress is saved
- Career progression system
XP SYSTEM
- Earn XP through gameplay
- Earn XP from working and other activities
- XP is saved per character
- XP is used for progression
- XP unlocks higher level opportunities
LEVEL SYSTEM
- Character level based on XP
- Higher levels unlock more opportunities
- Some jobs require certain levels
- Economy features can use level requirements
- Character progression continues across sessions
FINANCIAL ACTIVITY SYSTEM
- Tracks deposits
- Tracks withdrawals
- Tracks purchases
- Tracks sales
- Tracks bill payments
- Tracks loan activity
- Tracks credit card activity
- Tracks interest
- Tracks job income
- Detailed activity history
ECONOMY SYSTEM
- Banking, jobs, shopping, bills, loans, and credit are connected
- Financial decisions affect character progress
- Credit decisions affect borrowing options
- Job income affects buying power
- Savings can generate passive income
- Shop items can become investment-like collectibles
- Player choices affect long-term financial growth
PLAYER PROGRESSION
- Long-term character growth
- Grow from low-income beginner to wealthy player
- Improve credit over time
- Unlock better jobs
- Qualify for better credit cards
- Qualify for larger loans
- Build savings
- Build inventory
- Increase net worth
- Reach Rich Member status
PLAYER STATISTICS
- Tracks financial progress
- Tracks character progress
- Tracks activity over time
- Shows important player milestones
- Tracks lifetime financial information
SAVE SYSTEM
- Local save system
- Character data is stored automatically
- Supports up to 5 characters
- Each save is independent
- Progress persists after closing the game
- Financial timers continue using real-world time
USER INTERFACE
- Modern banking-style interface
- Dedicated pages for major systems
- Character selection screen
- Banking dashboard
- Credit Score page
- Credit Card page
- Bills page
- Loans page
- Shop page
- Inventory page
- Jobs page
- Credits page
- Banking-style navigation
- Money displayed during gameplay
- Responsive desktop layout
INTRO SYSTEM
- Animated banking-themed intro
- Custom Banking Life Simulator branding
- Uses the official game icon
- Intro music
- Banking terminal and vault-style visuals
- Financial system startup messages
- Intro can be skipped
GAME BRANDING
- Custom Banking Life Simulator logo
- Transparent game icon
- Windows executable icon
- Desktop shortcut icon
- Start Menu icon
- Installer icon
- Uninstaller icon
- Taskbar icon
- Game window icon
MUSIC
- Intro music included
- Intro song credit included in the game
- Music credited to JonasBlakewoo
- Artist profile link included in Credits
CREDITS PAGE
- Dedicated Credits page
- Creator credited as DonRaccooni
- Intro music artist credited as JonasBlakewoo
- Clickable link to the music artist's Pixabay profile
- Game branding displayed on the Credits page
WINDOWS DESKTOP BUILD
- Built as an Electron desktop application
- Designed for Windows
- Development testing file included
- Build file included
- dev.bat for testing
- build.bat for packaging
- Generates a Windows installer
- Generates desktop shortcut
- Generates Start Menu shortcut
- Includes game icon in packaged build
- Includes intro music in packaged build
- Includes all game assets
CURRENT GAME IDENTITY
- Game Name: Banking Life Simulator
- Creator: DonRaccooni
- Platform: Windows Desktop
- Genre: Banking / Life Simulation / Economy / Career / Shopping / Credit Simulator
CHARACTER SYSTEM
- Create your own character
- Choose a character name
- Choose a gender
- Save up to 5 separate characters
- Load previously created characters
- Character selection shows important financial information
- Each character has their own separate progress
- Separate money, credit, inventory, job, XP, bills, loans, and activity per character
BANKING SYSTEM
- Full banking dashboard
- Checking account
- Savings account
- View account balances
- Transfer money between Checking and Savings
- Transaction history
- Financial activity tracking
- Money balance displayed during gameplay
- Persistent banking data between game sessions
SAVINGS ACCOUNT
- Savings earns interest every 3 real days
- Standard savings interest rate: 3%
- Savings over $500,000 earns 5% interest
- Real-time based interest system
- Savings growth is tracked automatically
CREDIT SCORE SYSTEM
- Credit score range from 300 to 850
- New characters begin around a 500 credit score
- On-time financial behavior can improve credit
- Late payments can lower credit
- Credit utilization can affect credit
- Dedicated Credit Score page
- Credit Score page designed to feel like a real credit score website
- Credit score used for card and loan eligibility
CREDIT CARDS
- Apply for credit cards
- Hold one active credit card at a time
- Card eligibility depends on credit score and account progress
- Credit card balance tracking
- Available credit tracking
- Credit limit tracking
- APR system
- Credit utilization tracking
- Credit card transaction history
- Statements
- Minimum payments
- Due dates
- Late fees
- Interest charges
- Credit card repayment
- Must pay off a card before giving it up
CREDIT CARD OPTIONS
Kredex
- $500 credit limit
- 25% APR
Nexium
- $1,000 credit limit
- 15% APR
- Requires at least a 650 credit score
Sterling Black
- $2,000 credit limit
- 10% APR
- Requires at least a 750 credit score
- Includes a free gift from the shop
BILLS SYSTEM
- Dedicated Bill Management page
- Track active bills
- Track payment status
- Pay bills manually
- Due date tracking
- Bill payment history
- Late payment consequences
- Rich Members can enable Bill AutoPay
RICH MEMBER SYSTEM
- Rich Member status unlocked at $800,000 or more
- Exclusive financial benefits
- Bill AutoPay
- Lower loan APR
- Higher borrowing limits
- Additional high-value player benefits
LOAN SYSTEM
- Apply for loans
- Borrow money
- Loan eligibility based on credit and game progress
- Credit score influences loan terms
- Loan balance tracking
- Loan repayment
- APR system
- Daily fictional loan interest
- Borrowing limits
- Rich Members receive better loan rates
- Rich Members receive higher loan limits
SHOP SYSTEM
- Large fictional shop catalog
- Over 100 purchasable items
- Items have individual prices
- Different item types and designs
- Items can have different rarity levels
- Some items are more valuable than others
- Purchases are added to player inventory
- Shop purchases are tracked
INVENTORY SYSTEM
- Personal inventory
- View owned items
- Store purchased items
- Track item value
- Track rarity
- Sell owned items
- Inventory data is saved per character
MARKET SYSTEM
- Item values can fluctuate over time
- Some items can increase in value
- Some items can decrease in value
- Item rarity can influence value
- Sell items back through the market
- Market selling prices can differ from shop prices
- Some rare items may become profitable over time
JOB SYSTEM
- Large job catalog
- Multiple career choices
- Jobs have requirements
- XP requirements
- Level requirements
- Different jobs provide different income
- Players can work up to twice per real day
- Must stay with a job for 3 real days before switching
- Job progress is saved
- Career progression system
XP SYSTEM
- Earn XP through gameplay
- Earn XP from working and other activities
- XP is saved per character
- XP is used for progression
- XP unlocks higher level opportunities
LEVEL SYSTEM
- Character level based on XP
- Higher levels unlock more opportunities
- Some jobs require certain levels
- Economy features can use level requirements
- Character progression continues across sessions
FINANCIAL ACTIVITY SYSTEM
- Tracks deposits
- Tracks withdrawals
- Tracks purchases
- Tracks sales
- Tracks bill payments
- Tracks loan activity
- Tracks credit card activity
- Tracks interest
- Tracks job income
- Detailed activity history
ECONOMY SYSTEM
- Banking, jobs, shopping, bills, loans, and credit are connected
- Financial decisions affect character progress
- Credit decisions affect borrowing options
- Job income affects buying power
- Savings can generate passive income
- Shop items can become investment-like collectibles
- Player choices affect long-term financial growth
PLAYER PROGRESSION
- Long-term character growth
- Grow from low-income beginner to wealthy player
- Improve credit over time
- Unlock better jobs
- Qualify for better credit cards
- Qualify for larger loans
- Build savings
- Build inventory
- Increase net worth
- Reach Rich Member status
PLAYER STATISTICS
- Tracks financial progress
- Tracks character progress
- Tracks activity over time
- Shows important player milestones
- Tracks lifetime financial information
SAVE SYSTEM
- Local save system
- Character data is stored automatically
- Supports up to 5 characters
- Each save is independent
- Progress persists after closing the game
- Financial timers continue using real-world time
USER INTERFACE
- Modern banking-style interface
- Dedicated pages for major systems
- Character selection screen
- Banking dashboard
- Credit Score page
- Credit Card page
- Bills page
- Loans page
- Shop page
- Inventory page
- Jobs page
- Credits page
- Banking-style navigation
- Money displayed during gameplay
- Responsive desktop layout
INTRO SYSTEM
- Animated banking-themed intro
- Custom Banking Life Simulator branding
- Uses the official game icon
- Intro music
- Banking terminal and vault-style visuals
- Financial system startup messages
- Intro can be skipped
GAME BRANDING
- Custom Banking Life Simulator logo
- Transparent game icon
- Windows executable icon
- Desktop shortcut icon
- Start Menu icon
- Installer icon
- Uninstaller icon
- Taskbar icon
- Game window icon
MUSIC
- Intro music included
- Intro song credit included in the game
- Music credited to JonasBlakewoo
- Artist profile link included in Credits
CREDITS PAGE
- Dedicated Credits page
- Creator credited as DonRaccooni
- Intro music artist credited as JonasBlakewoo
- Clickable link to the music artist's Pixabay profile
- Game branding displayed on the Credits page
WINDOWS DESKTOP BUILD
- Built as an Electron desktop application
- Designed for Windows
- Development testing file included
- Build file included
- dev.bat for testing
- build.bat for packaging
- Generates a Windows installer
- Generates desktop shortcut
- Generates Start Menu shortcut
- Includes game icon in packaged build
- Includes intro music in packaged build
- Includes all game assets
CURRENT GAME IDENTITY
- Game Name: Banking Life Simulator
- Creator: DonRaccooni
- Platform: Windows Desktop
- Genre: Banking / Life Simulation / Economy / Career / Shopping / Credit Simulator
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Gallery
![[Image: 1.png]](https://i.postimg.cc/Xvd41bXN/1.png)
![[Image: 2.png]](https://i.postimg.cc/MGVq3SX6/2.png)
![[Image: 3.png]](https://i.postimg.cc/Xvd41bXY/3.png)
![[Image: 4.png]](https://i.postimg.cc/bvkpVhdP/4.png)
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